If you are covered under a qualified high-deductible health plan (HDHP), you can use First Trust’s Health Savings Account for your family’s medical expenses or for post-retirement care. With tax-deductible contributions, tax-free earnings, and tax-free distributions, this account is an excellent financial planning tool. The balance in the account can roll over year-to-year.

• Interest is paid monthly on the entire balance of your account.
• Free debit card with unlimited transactions*.
• Ask about our on-site free employee HSA set-up for businesses with commercial or business checking.
• No fees for customers with personal or interest-bearing checking accounts.
• No fees with $500 minimum balance or $2,500 average balance.
• No fees with combined First Trust personal account balances of $10,000 or more.
• $3.00 monthly maintenance fee if minimum balance not maintained. Fees could reduce earnings on this account.
• Monthly statements.
• $100 minimum initial deposit.

Contact us for an Account Disclosure with more detailed information about deposit accounts.
* For Qualifying Applicants.